Loans

The company I work for installs ceramic/hardwood/carpet/vinyl flooring in commercial projects. The company brought in around 300 K in labor last year. The problem we have is that we are wanting to expand the company but we need the extra money for spending on materials and expenses for out of town work. The owner also has bad credit so we are looking at differnt options on what to do.

Or would I have to start making payments while in law school?

Hi, I need advise on my mortgage situation. I got an interest only loan for 565K for my condo in 2005 and the value of my condo has gone down to around 500K. I would like to find alternatives on walking away from the loan. I hear that short sale is my best option. Currently I am not behind on my payments and I earn good money to pay the mortgage but I have other debts so I live pay check to paycheck. I would like to find options on getting out of my mortgage. Any advise?

Ok, I am enrolled at an university and I want to go to another school. My Federal Stafford Loans at the school that I am enrolled at is until October 31, 2009. Will Sallie Mae let me disenroll at the school where I am attending and receive Stafford Loans at new school because the university where I go is two semester in a year which is from November 01, 2008 - April 30, 2009 and second semester May 01, 2009 - October 31, 2009, but I do not want to start next semester that begins in May because I am go to a new school, so can Sallie Mae transfer my Federal Stafford Loan for the semester that I will not be attending to a new school Yes or No?

hi i payed every mounth $231 for my 2006 car for 60 month for %11.9 rate from chase car ..i am now paying this amount from Feb 2006(21 months till now)i pay this amout regualy i never passes the due date..my dredit score is 702 the question if i called the bank to refinance the car loan what will be aprox the new percentage rate???? or what percentage rate will redure from %11.9 i am paying now? thanks

Boy, I have been taken for a ride at my dealership. I have overpaid for this car out the a$$ but I had a question in regards to this warranty. When I was sighning my contract I have agreed to an extended warranty, it shows up as Fidelity and it cost me an extra 2k that was included in the loan. I was told that if I never use I will receive the money back. Now, I have yet to receive any mail in regards to this warranty, what is it? I am ashamed I havent done my homework but I am 20yo with bad credit and this was my first new car that I bought using nothing but my possess credit

I cant receive financial aid. I tried to receive a loan but I have to be in school already. Does anyone know what I can do to receive help to pay for school?

I'm 25 years old and live in Detroit. I was a truck driver for 2 years and saved up enough money to buy a fixer upper home in a nice neighborhood with cash. This was my only option if I was to ever buy a home, I could never receive a loan from a lender, because I never had a job that payed a decent wage .$10,000 is every I would have to arrive up with to finish it. I was making great money while driving $1,000 a week with no bills except my phone and survival costs while on the road. I thought I'd stay working long enough to finish the home, but because of the economic crisis the trucking companies were looking for ways to off drivers and I was fired on a technicality. This was just after I had purchased the home a week before. I had no idea how bad the economy had gotten since I had left, and now I cant receive a trucking job to keep my life or even a minimum wage job. Iv been out of work for 3 months and there simply are no unskilled labor or trucking jobs in Michigan now. I have taxes due phone bills due I cant afford to put gas in my car. I am eating once a day because of my depression. I may soon lose the one thing I never thought could be possible to have "my home". And it's really getting me down I feel like there is no wish. I will lose the home that I had worked 2 years for. I feel like I'm destined to be a loser living in a rented room in Detroit with no car and no decent life. No matter how difficult I try something always seems to destroy me. I'm a nice person who loves everyone. I do not wish hatred on my worst foe. I don't think I can live this life anymore as a loser disappointing and draining my family and friends of wish. please give me some nice words to keep me going I want wish to keep me alive.

Could I possibly supply my possess estimates for some/most of the rehab work required for the home? or receive every estimates from other contractors and just do it myself when the time comes?

I will be graduating with a masters degree in two years. What will the damage be (roughly) and whats the smartest way to pay it off?

ok, well i found a car i want i wanna use the title as a collateral thingy... so when looking at how much they'd give me, what value do i look at? trade in? private party? or retail? it's from a friends pal, but since i don't have how much he's asking, i wanted to take out a collateral loan.. do they check your credit? i had my bank account closed for over drafting a total of $12, with about five different charges, so i got hit with overdraft fees and tardy fees... i couldn't pay it every back because i was out of a job... and now my credit card is about 200 over my limit (don't use it, and haven't paid anything back on it yet... ) should i not even bother thinking about loans? i am working two jobs, making decent money, can't afford no more than $250 a month for a car (to pay the loan back) and i have other bills and such to pay... help!!? please help!

Do the IT department call for verification of the track of records of the cash, or is it better to drop in bank account and pay by cheque.

My girlfriend needs to pay off some immediate debt totalling $1200.00 Her credit is excellent so that part is not the issue. She wanted to do a cash advance off her credit card but I warned her the interest rate would kill her alone (I believe it's 27%?) I was hoping that somebody in the financial field would have some suggestions on the best way to handle this situation. Plans on the paying the loan back will be less than 8 months. I know the bank does not look at things like that but I know for interest reasons it does count. Wow I wish this every makes sense. If somebody could please help that would be great! Thanks!

I have a private student loan in Salliemae but is for 10 years and my payments are super high, i need a bank or something that i can consolidate or receive an student loan for 49,000 with fix interest and 25 years. please help me!!!

my bf owns a lounge bar(now is closed for winter time)but he has big he has many expenses and bills to pay now and he can not open the place(he needs a bank loan but the bank does not approve his application).anyway my bf is thinking to sell the place so he would have a normal life but i feel bad for him because he adore the place,would you think he should do,i told him to wait a little to find the money if he founds the money to open the place and then sell it

i already have a MPN from 2 semesters ago.. can i take out another loan below it or do i have to start a new one? if so.. how do i do that? thanks! i wanted to clear that up a bit.. if i can take out another loan below the MPN that i already have.. how do i do that?

my mom applied for a PLUS loan and was asked to provide a copy of her license. We dont have time for that cause I start school in a couple of weeks. Why do they want proof of I.D? Also, if my dad applies will he have to supply I.D? I've always used my mom to show proof of denial of PLUS so I could receive more in a stafford loan.

I am looking for an urgent NON-COLLATERAL PERSONAL LOAN AMOUNT. If you are the legitimate and agree with me about the following loan fee condition, please directly contact at : mgf248@gmail.com. My loan fee condition : every relevant fees must be added to the interest rate or deducted from the loan amount (I never pay any money before receiving the loan amount). Thanks in advance !. Regards, Mr. Nguyen (VIETNAM)

I want to receive a loan to just pay off my debt, and I want to know a good company that is trust worthy and known so I dont receive ripped off? any ideas of a good company?

Hi friends, i have loan against property in icici bank, when i inquired with an advocate, i came to know that we can have a tax exemption, but when i contacted bank for IT document, bank people told that LAP cannot be claimed for tax exemption. please help me in this matter. is any one used this option.

I no longer go to this particular university, but they won't release my transcripts unless I pay the remainder of my tuition. But I can't receive a student loan to pay it off unless I attend that school. DON'T KNOW WHAT TO DO. Any suggestion?

Now I'm still looking for job but no have any luck yet, The bank will arrive and take every my husband stuff, car TV? cause This is not my, but my husband once.

I became involved in a personal loan to a homeowner/builder who had knocked down and rebuilt his property. Sense then the market tanked and the home has not sold. The owner/builder has also removed some valueable builtins. The home is now in forcloseure and I now am in need of my 50K investment. I'm the 3rd with a promisary note and short term deed w/ power of sale. The second document is registered w/ the county. What are my options?

Out of state tuition costs is way too much for my parents to afford (they've always paid my tuition) and so I want to receive a private loan to relieve the burden from my parents as I only have two semesters and one summer session to go until I can graduate. Problems are I do work part time but its an on call job where I'm lucky to even receive 15 hours in one month so I make no where close 12k annually, even better the city I live in discriminates against english only speakers so its very difficult to find employment where workers are expected to know more spanish than english (and I no hablo espanol). I have good credit but as I make such little money I'm sure I'll need my parents as cosigners but neither have good credit. I only need to borrow 8,000 and I really need some suggestions on where to apply. On a side note I'm from Texas and so I wouldn't qualify for the astrive student loan. My parents make too much money as well to qualify for the federal loans and my parents are too lazy to even apply to fafsa.

Would you give some money to friends for whatever reason? I'm asking because I have this roommate that I gave $200 a while back so he wouldn't go to jail and hasn't paid me back and takes everything for granted. I also have a few roommates who doesn't have a car and always bums off my pos car($1000 or less w/ loan) to go to work or etc. I tell them to receive themselves a pos because it's annoying to be depended on and has been like that for a good 8 months or so. They don't seem to act urgent to receive a vehicle. I'm a guy with principles believing that you should be independent and you keep what you earn and not having to support others through your difficult earned cash. Would you guys give money to those nice of people if you ever inherited that much money?

Where can i buy or whom to contact to buy seized two wheelers due to non repaymnt of loan in Chennai

Wants to provide me a loan but I have to send money as a transfer fee

I will be graduating with a masters degree in two years. What will the damage be (roughly) and whats the smartest way to pay it off?

As a first time home buyer in Los Angeles, CA - with a take home of about 100k/yr, married, without debt and good credit - would I qualify for an FHA loan with a low down payment? Will I receive a federal rebate or refund? What other options are out there that can help me with my purchase?

I became involved in a personal loan to a homeowner/builder who had knocked down and rebuilt his property. Sense then the market tanked and the home has not sold. The owner/builder has also removed some valueable builtins. The home is now in forcloseure and I now am in need of my 50K investment. I'm the 3rd with a promisary note and short term deed w/ power of sale. The second document is registered w/ the county. What are my options?

Tell me g, was your pal on the Banking Committee? I think not.

I am unemployed and have desperately been looking for work for 3 months in my field as a Legal Secretary. I am a 21 year old female who lives alone in Queens, NY. I REALLY need to receive some clothing for free for job interviews and in general. I've got one pair of jeans and 2 or 3 tops at this point. Basically I'm just paying my rent from odd jobs and loans and I can't even afford to buy groceries. Anyone know where I can receive some free clothing/groceries? I know a lot of places have restrictions or seniors only... HELP!

Ok so like I am majoring in Game Software Development at Westwood College Online and I have been a student there since May of 08. Well because they are wanting so much money now that I dont have and want me to apply for MORE loans (I am think I am at like $15,000 already, and they are already wanting another $14,000 by tomorrow and I still havnt filled out the loan). Well I want to transfer to a Culinary Arts school I think, I use to cook down at the local restuarant and I loved it and I watch the food network every the time. The only thing is that I need to keep a full time job because I have my possess home that I am looking to buy in a few months($20,000 home). Now that every the background information is out of the way....... Do you think it would be a smart idea to transfer school? How difficult would it be to transfer? Do you think its a smart idea to take classes online? If so where at?? What about the money that I already spent at Westwood? I got stanford Loans so far if that helps. Or Would it be better actually GO to college? My total cost at WestWood College is over $75,000!!! I currently Live in Central Nebraska

so im 18, i have paid off my credit cards, in full, on time. for 6 months.. you think i might be able to receive a loan for $1000 bucks? like a personal loan for a bike?

I am basically looking to find out how much of the tax money i pay out i will receive back on my taxes this year. YTD i have paid $11,000.00 but my 330th day will not be till march 23. How much of that will arrive back to me. Oh and I also used a VA loan to buy a home April of 08 as well the amount of the home was $280,000

I basically have a car loan that I've gotten to the point where it is basically unaffordable. I basically want to know what happens after you go south on a loan?

I would like to know if we have to refinance the home in order for me to arrive off of the loan. In my perfect world, I would like to just call the bank and say take me off, but keep her on. Can anyone help?

She's really into me, but totally not my type; not to mention she stole my $500 jacket and has been wearing it around her home. (yes she stole it, I didn't loan it to her, I set it on the sofa at my friends home and she was there, took it and left and I had no clue). Not only does this creep me out, I also find it disrespectful. She's really sensitive and my friends best pal, so I've tried to let her down easy but it's not working. I've even lied and done the "it's not you, it's me" bit and shes finding excuses as to why she still wants to try and date me. I feel like a jerk but should I just tell her to back off and leave me alone straight up?

www.abcloansignings.com i want to take out a loan, but this just looks made up

Besides the basic form of Financial Aid that the Government offers, are there any other special grants or loans that the Government or any other organization that helps fund people with learning disability with schooling?

Hi, I recently graduated and started working for a company. Currently, the car payment is 36% of my net income (this includes insurance for 5 years, 5 years is the term of loan @ 6.85%) Currently, I keep only 20% of the net income, and I am renting an apartment for 11% of net income I've been reading a lot about investments I am in the disposition to sell my luxury car (which I realized it was a big mistake, of course this depends on my life's goals ==which now include making money work for me, not me working for money, especially now that I can generate cashflow) So the question is: I am just 23 years old, and that 20% of "savings" is about $418 per month. I think I still can receive started in the world of investments with such low amount of money being generated in a per month basis, but I can certainly generate more cashflow if I sell the luxury car for a modest one and generate, perhaps, $400 more, for a total of $818. I am asking every this because of my current job security and market conditions, which, in my opinion, are favorable for new investors. What do you think?

Hi I have just applied for a home loan, and there is an extra $8k factored into the loan, and it says it is surplus. What does this mean? Does it mean $8k will end up in my account on settlement? Please help!!

seeking for a 30 yrs conforming loan with excellent credit & 30% downpay. whoever can offer me below 4.5% rate (no impound & no pts) with $2950 or less broker fees, pls shoot me an email. thank you.

I am 27 with an engineering degree and I am finishing my MBA i want to join the reserves to pay for my loans and give back to the community. My concerns are the length of the contract and interference with my job.

Hi, I am buying a property in CA. Who can compete the rate with this lender, please let me know. https://www.mortgagewholesalerate.com/ the rate shows on their web is No Impounds, no buy down pts. they charge around 0.75% of your loan. I have excellent credit score, and with almost 30% down pay. Please send me an email if you can provide me a good rate @ mandy90623@yahoo.com or on this board.

We filed Chapter 7 bankruptcy in November 2006. We would like to keep our car but they want us to pay almost $2000 that is past due. I'm not sure what our options are...do we have to reaffirm? Can we sell it? We have received tons of offers from companies that say they will finance us even w/ an open bankruptcy - is that a good option, should we let our current car go in the bankruptcy and receive a new one? Any help/advice is greatly appreciated.

I recently discovered that I am not eligable for financial aid, basically because my parents make "too much" money a year and last year i had a job that paid "too much to require assistance" (even though that job was last year and i only earned enough there to pay for one year of schooling). I do have a job and my parents are willing to help, but i still, I am only earning minimum wage and my parents have 4 other kids to support. I'm not asking for handouts but does anyone know of companies or organizations who offer scholorships or grants to those students who are not eligble to file a FAFSA? I really would like students loans to be a last resort going into grad school.